Rates and Fees are subject to change without notice. We are not responsible for any rates that may change prior to lock confirmation.

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Interest Rate Lock-In Policy

Please note: Rates and fees are subject to change without notice. Your interest rate may vary depending on your qualifications and loan amount.

Program	Rate	Points	APR
Conforming VA 30 Year Fixed	5.500%	0.0	5.500%
Conforming 1 Year ARM	rate not available
Conforming 3 Year ARM	5.875%	0.0	5.875%
Non-Conforming 20 Year Fixed	8.125%	0.0	8.125%
Non-Conforming 30 Year Fixed	rate not available
Conforming 7 Year ARM	5.875%	0.0	5.875%
Non-Conforming 7 Year ARM	8.000%	0.0	8.000%
Conforming 15 Year Fixed	6.000%	0.0	6.000%
Non-Conforming 1 Year ARM	rate not available
Conforming 10 Year ARM	6.000%	0.0	6.000%
Conforming VA 15 Year Fixed	rate not available
Non-Conforming 3 Year ARM	rate not available
Conforming 20 Year Fixed	5.875%	0.125	5.891%
Non-Conforming 10 Year ARM	rate not available
Non-Conforming 5 Year ARM	8.000%	0.0	8.000%
Conforming 30 Year Fixed	6.000%	0.125	6.012%
Non-Conforming 15 Year Fixed	6.375%	0.0	6.375%
Conforming 5 Year ARM	rate not available